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Free Tool ยท LHDN 2025 Official Formula

PCB / MTD Calculator 2025

Monthly Tax Deduction based on LHDN's official 2025 PCB formula. Supports both new and previously-employed employees.

๐Ÿข Employment Status

๐Ÿ†• Not Previously Employed
First job this year
๐Ÿข Previously Employed
Changed job this year

๐Ÿ’ฐ Current Salary & EPF

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Personal & Family

RM2,000 each
RM8,000 each โ€ข 2025

๐Ÿ›ก๏ธ Insurance (Monthly Premium)

Max relief: RM3,000/yr
Max relief: RM4,000/yr โ€ข 2025
Your Monthly PCB (2025)
RM 0.00
Effective rate: 0.00%
Estimated Take-Home Pay
RM 0.00
After PCB + EPF deductions

๐Ÿ“‹ Annual Breakdown

Gross Annual IncomeRM 0.00
EPF (max RM4,000)- RM 0.00
Personal Relief- RM 9,000.00
Spouse Relief- RM 0.00
Disability Relief- RM 0.00
Children Relief- RM 0.00
Insurance Relief- RM 0.00
Chargeable Income (P)RM 0.00
Annual TaxRM 0.00
Monthly PCB (remaining months)RM 0.00
โš ๏ธ Estimate only. Based on LHDN PCB Specification 2025. For official PCB, use MyTax LHDN.

๐Ÿ“Š Malaysia 2025 PCB Tax Rates (Table 1)

Official LHDN 2025
Chargeable Income (P)MRate (R)B (Cat 1&3)B (Cat 2)
RM 0 โ€“ RM 5,000RM 00%--
RM 5,001 โ€“ RM 20,000RM 5,0001%-RM 400-RM 800
RM 20,001 โ€“ RM 35,000RM 20,0003%-RM 250-RM 650
RM 35,001 โ€“ RM 50,000RM 35,0006%RM 600RM 600
RM 50,001 โ€“ RM 70,000RM 50,00011%RM 1,500RM 1,500
RM 70,001 โ€“ RM 100,000RM 70,00019%RM 3,700RM 3,700
RM 100,001 โ€“ RM 400,000RM 100,00025%RM 9,400RM 9,400
RM 400,001 โ€“ RM 600,000RM 400,00026%RM 84,400RM 84,400
RM 600,001 โ€“ RM 2,000,000RM 600,00028%RM 136,400RM 136,400
Above RM 2,000,000RM 2,000,00030%RM 528,400RM 528,400
Cat 1 = Single | Cat 2 = Married, spouse not working | Cat 3 = Married spouse working / Divorced / Widowed

๐ŸŽ‰ What's New in 2025

๐Ÿ›ก๏ธ
Medical/Education Insurance
Relief increased from RM3,000 -> RM4,000/year
โ™ฟ
OKU (Self) Relief
Increased from RM6,000 -> RM7,000/year
๐Ÿ‘ซ
OKU Spouse Relief
Increased from RM5,000 -> RM6,000/year
๐Ÿ‘ถ
Disabled Child Relief
Increased from RM6,000 -> RM8,000/child
๐Ÿ 
First Home Loan Interest
New relief up to RM7,000 for first-time buyers
๐Ÿฅ
Medical Treatment
Expanded scope including self-test kits & equipment
For the complete and official list of tax reliefs, refer to the LHDN Official Tax Reliefs page โ€” the authoritative source for all eligible deductions under Malaysian tax law.